Looking for a trusted 7 days loan app list with instant approval and fast disbursal? This updated guide features verified loan apps that offer quick cash with minimal documents like Aadhaar and PAN, making it ideal for urgent financial needs.
Explore options from the 7 days loan app list without CIBIL score, helping users with low or no credit history access funds easily. Each app is analyzed based on interest rates, eligibility, processing speed, and user safety for a secure borrowing experience.
This 7 days loan app list also helps you avoid risky APK downloads, compare trusted platforms, and apply online quickly for short-term or emergency loans without hassle.
7 Days Loan App List
Although there are many loan apps available, here we are going to tell you about the 7 days loan app list without cibil score in india, which are also known as 7 days loan app instant approval.
All of these apps are 100% trusted applications regulated by RBI & NBFC partners, and I have carefully verified each one before including it in this list.
So, without wasting any time, let's explore the 7 days loan app options step by step and understand their details in depth.
Also Read - I Need 1000 Rupees Urgently
Best 7 Days Loan App - 7 Days Loan App List New 2026 Instant Approval
From here, you can 7 days loan app download and apply for a 100% online loan. Let's take a look at their details.
| # | Loan App | Loan Amount | Interest Rate | Rating |
|---|---|---|---|---|
| 1 | Airtel Thanks | ₹10,000 – ₹9,00,000 | 12.75% – 24% p.a. | 4.4 |
| 2 | Aditya Birla Capital | ₹50,000 – ₹40,00,000 | 10.99% p.a. | 4.3 |
| 3 | Google Pay | ₹30,000 – ₹9,00,000 | 12% – 27.9% APR | 4.6 |
| 4 | RupeeRedee | ₹2,000 – ₹1,50,000 | 28%+ APR | 4.6 |
| 5 | PaySense | ₹5,000 – ₹5,00,000 | 14% – 36% APR | 4.3 |
| 6 | Branch | ₹500 – ₹5,00,000 | 24%–360% p.a. | 4.6 |
| 7 | PayRupik | ₹1,000 – ₹50,000 | 35% p.a. | 4.2 |
| 8 | Navi | ₹10,000 – ₹20,00,000 | 9.9%–36% p.a. | 4.5 |
| 9 | MoneyView | ₹10,000 – ₹5,00,000 | 16%–39% p.a. | 4.2 |
| 10 | LazyPay | ₹3,000 – ₹5,00,000 | 12%–36% p.a. | 4.3 |
| 11 | KreditBee | ₹6,000 – ₹10,00,000 | 12% – 28.5% APR | 4.4 |
Best 7 Days Loan Apps List in India ( with Details )
Below is the complete 7 days loan app list with verified interest rates, loan amounts, eligibility, and direct download links. Each app in this 7 days loan apps list is RBI-registered and has been reviewed for borrower safety.
This list is not sponsored, and no app has been included because of affiliate partnerships. Apps are featured based on their loan terms, transparency, and overall credibility.
All apps listed here are available as a 7 days loan app download free from the Google Play Store no payment required to download. Choose the 7 day loan application that matches your income and credit profile.
Also Read - All Fake Loan App List
1. Airtel Thanks - 7 Days Loan App List
Airtel Thanks is a popular option in the best 7 days loan app list for India. You get a loan from ₹10,000 to ₹9,00,000 on downloading the Airtel Thanks App.
This application is powered by Airtel Finance, which works in partnership with RBI-registered NBFC and banks. It is not a direct lender but a loan aggregator, which means your loan offer may come from any of its licensed lending partners.
This application is popular because of its fast approval and zero paperwork process. Interest rate starts from 12.75% per annum, and repayment tenure ranges from 3 to 60 months.
You need a minimum monthly income of ₹13,500 and a CIBIL score of 650 or above to be eligible.
This app is available on Playstore with 50Cr+ downloads and a rating of 4.4.
Also Read -How to Get Loan From Airtel App
| Airtel Thanks Loan | Details |
|---|---|
| Loan Amount | ₹10,000–₹9,00,000 |
| Interest Rate | 12.75%–24% p.a. |
| Tenure | 3–60 Months |
| Min Income | ₹13,500/month |
| CIBIL Score | 650 and above |
| Eligibility | 21–60 Years |
| Contact Number | 121 / 9810012345 |
| 121@in.airtel.com |
2. Aditya Birla Capital - 7 Days Loan App List
Aditya Birla Capital is a popular option in the best 7 days loan app list for India. You get a loan from ₹50,000 to ₹40,00,000 on downloading the Aditya Birla Capital App.
This application is operated by Aditya Birla Finance Limited (ABFL), an RBI-registered NBFC and one of India's most trusted financial groups with 1,742+ branches across the country.
This application is popular, but its processing fee is up to 1.5% to 4% of the loan amount. Interest rate starts from 10.99% per annum, and repayment tenure ranges from 12 to 84 months.
You need a minimum monthly income of ₹15,000 and a CIBIL score of 700 or above to be eligible. Prepayment is allowed after 12 months.
This app is available on Playstore with 10M+ downloads and a rating of 4.3.
| Aditya Birla Capital Loan | Details |
|---|---|
| Loan Amount | ₹50,000–₹40,00,000 |
| Interest Rate | 10.99% p.a. |
| Tenure | 12–84 Months |
| Min Income | ₹15,000/month |
| CIBIL Score | 700 and above |
| Eligibility | 21–60 Years |
| Contact Number | 1800 270 7000 |
| care.finance@adityabirlacapital.com |
3. Google Pay - 7 Days Loan App Instant Approval
Google Pay is one of the most recognised names in this 7 days loan app list, mainly because most Indians already have it installed for daily UPI payments.
In our experience reviewing loan offers, Google Pay does not lend directly. It connects eligible users to RBI registered NBFC partners such as DMI Finance right inside the app.
Loan amount ranges from ₹30,000 to ₹9,00,000, interest starts from 12% per annum, and disbursal usually takes only a few minutes once approved.
You need a minimum household income of ₹3,00,000 per year and a credit score of 700 or above to unlock loan offers. This app is available on Playstore with 500Cr+ downloads and a rating of 4.6.
| Google Pay Loan | Details |
|---|---|
| Loan Amount | ₹30,000–₹9,00,000 |
| Interest Rate | 12%–27.9% p.a. |
| Processing Fee | 2%+GST |
| Tenure | 6–48 Months |
| Min Income | ₹3,00,000/year (household) |
| CIBIL Score | 700 and above |
| Eligibility | 23–55 Years |
| Lending Partner | DMI Finance (NBFC) |
4. RupeeRedee - Best 7 Days Loan App
RupeeRedee is a popular option in the best 7 days loan app list for India. If you are looking for a 7 days loan app list 2,000 rupees option, RupeeRedee starts from ₹2,000 going up to ₹1,50,000 on downloading RupeeRedee Online Loan App.
This application is operated by FincFriends Private Limited, an RBI-registered NBFC.
This application is popular, but its interest rate is high, with APR ranging from 28% to 160%. Interest rate is 2.5% to 3% per month. Processing fee starts from 10% (including GST), which can reduce the disbursed amount significantly.
Repayment tenure ranges from 91 days to 360 days. You need a minimum monthly income of ₹15,000 and must be between 20 to 65 years of age to apply.
Due to high costs, consider alternatives if possible. This app is also available on Playstore with 10M+ downloads and a rating of 4.6.
| RupeeRedee Loan | Details |
|---|---|
| Loan Amount | ₹2,000–₹1,50,000 |
| Interest Rate | 2.5%–3%/month |
| Processing Fee | 10%+ (incl. GST) |
| Tenure | 91–360 Days |
| Min Income | ₹15,000/month |
| Eligibility | 20–65 Years |
| Contact Number | 0124-6914100 |
| care@rupeeredee.com |
5. PaySense - 7 Days Loan App List Pdf
PaySense is a trusted instant personal loan app in India offering loans from around ₹5,000 up to ₹5,00,000 with a fully online, paperless process and flexible EMI options. It is operated by PayU Finance India Pvt. Ltd., an RBI-registered NBFC.
Users can apply quickly with basic KYC documents and get funds in their bank account within hours. Before applying, check your eligibility using our Loan Eligibility Checker to avoid rejection.
| PaySense Loan | Details |
|---|---|
| Loan Amount | ₹5,000–₹5,00,000 |
| Interest Rate | 14%–36% p.a. |
| Processing Fee | Up to 3%+GST |
| Tenure | 3–60 Months |
| Min Income (Salaried) | ₹18,000/month |
| Min Income (Self-Employed) | ₹20,000/month |
| Eligibility | 21–60 Years |
| Contact Number | 022-6782-9199 |
| support@gopaysense.com |
6. Branch - without CIBIL score 7 Day loan app
Branch International is a popular option in the best 7 days loan app list for India. You get a loan from ₹50,000 to ₹3,00,000 on downloading Branch Personal Cash Loan App.
This application is operated by Branch International Financial Services Private Limited, an RBI-registered NBFC.
This application is popular because of its zero processing fee and zero onboarding fee, which makes it more accessible compared to other apps. Interest rate ranges from 2%–4%/month. Repayment tenure ranges from 91 days to 12 months.
This app is available on Playstore with 50M+ downloads and a rating of 4.6.
| Branch Loan | Details |
|---|---|
| Loan Amount | ₹50,000–₹3,00,000 |
| Interest Rate | 2%–4%/month |
| Processing Fee | Zero |
| Tenure | 91 Days–12 Months |
| Eligibility | 18+ Years |
| Contact Number | In-app chat only |
| india@branch.co |
7. PayRupik - Best 7 Days Loan App List In India
PayRupik Instant Personal Loan is a popular option in the real 7 days loan app list for India. You get a loan from ₹1,000 to ₹50,000 on downloading PayRupik Instant Personal Loan App.
This application is operated by Sayyam Investments Pvt. Ltd., an RBI-registered NBFC.
This application is popular, but its interest rate is high with a maximum APR of 35% per annum. Processing fee ranges from ₹80 to ₹2,000 depending on loan amount and tenure, plus 18% GST.
Loan is disbursed directly into your bank account within 15 minutes of approval. Repayment tenure ranges from 91 to 365 days.
This app is available on Playstore with 10M+ downloads and a rating of 4.2.
| PayRupik Loan | Details |
|---|---|
| Loan Amount | ₹1,000–₹50,000 |
| Interest Rate | Up to 35% p.a. p.a. |
| Processing Fee | ₹80–₹2,000+GST |
| Tenure | 91–365 Days |
| Eligibility | 18+ Years |
| Contact Number | 022-4893-0118 |
| service@payrupikloan.in |
8. Navi - Loan App 7 Day
Navi UPI, Investments and Loans is a popular option in the best 7 days loan app list for India. You get a loan from ₹10,000 to ₹20,00,000 on downloading Navi App.
This application is operated by Navi Finserv Limited, an RBI-registered Non-Deposit taking Systemically Important NBFC.
Interest rate ranges from 9.9% to 26% per annum based on your eligibility. Processing fee is 3.99% to 6% (minimum ₹1,499 and maximum ₹7,499 + GST). Repayment tenure is up to 84 months with zero foreclosure charges.
Minimum household income required is ₹3,00,000 per annum. Credit score of 650 or above is required. Want to compare rates across lenders? See our Personal Loan Rate of Interest. This app is available on Playstore with 10Cr+ downloads and a rating of 4.5.
Also Read -Is Navi Loan App Safe
| Navi Loan | Details |
|---|---|
| Loan Amount | ₹10,000–₹20,00,000 |
| Interest Rate | 9.9%–26% p.a. |
| Processing Fee | 3.99%–6% + GST |
| Tenure | Up to 84 Months |
| Min Income | ₹3,00,000/year (household) |
| CIBIL Score | 650 and above |
| Eligibility | 18–65 Years |
| Contact Number | 81475 44555 |
| help@navi.com |
9. MoneyView - 7 Days Loan App List
MoneyView is a popular option in the best 7 days loan app list for India. You get a loan from ₹10,000 to ₹5,00,000 on downloading MoneyView Loan App.
This application is operated by Whizdm Innovations Pvt. Ltd., an RBI-registered NBFC.
This application is popular, but its interest rate is high, with APR ranging from 16% to 39%. Processing fees range from 2-8% of the loan amount, which can reduce the disbursed amount.
Repayment tenure ranges from 3 to 60 months. This app is available on Playstore with 10Cr+ downloads and a rating of 4.2.
| MoneyView Loan | Details |
|---|---|
| Loan Amount | ₹10,000–₹5,00,000 |
| Interest Rate | 16%–39% p.a. |
| Processing Fee | Up to 2.5% |
| Tenure | 3–60 Months |
| Min Income | ₹13,500/month |
| Eligibility | 21–57 Years |
| Contact Number | 080-4569-2002 |
| loans@moneyview.in |
10. LazyPay - 7 Day Loan Application
LazyPay is operated by PayU Finance India Pvt. Ltd., an RBI-registered NBFC. It offers instant personal loans with a fully digital, paperless process and no branch visit needed.
Eligibility check happens within seconds and loan amount is transferred directly to your bank account. Interest rate ranges from 18% to 32% per annum, and repayment tenure of 3 to 24 months gives you flexibility to manage EMIs comfortably.
The credit limit can be increased for professionals with a monthly salary above ₹30,000. If you are searching for a 7 days loan app instant approval apk latest version, LazyPay is regularly updated on the Play Store with improved approval speed. After applying, track your application using our guide on How to Check Loan Status Online.
This app is available on Playstore with 10M+ downloads and a rating of 4.3. For more options.
| LazyPay Loan | Details |
|---|---|
| Loan Amount | ₹10,000–₹5,00,000 |
| Interest Rate | 18%–32% p.a. |
| Processing Fee | 2% of amount |
| Tenure | 3–24 Months |
| Eligibility | 22–55 Years |
| Contact Number | 080-6908-1111 |
| wecare@lazypay.in |
11. KreditBee - 7 Days Loan App List Apk
KreditBee is a popular 7 days loan instant in India designed for salaried and self-employed users who need quick access to short-term funds. It is operated by Krazybee Services Pvt. Ltd., an RBI-registered NBFC.
The app focuses on fast digital on boarding, minimum documentation, and quick loan approval, making it suitable for emergency expenses.
Users searching for a 7 days loan app instant approval apk download will find KreditBee available directly on the Google Play Store.
With transparent charges, flexible repayment options, and a user-friendly interface, KreditBee has positioned itself as a reliable choice among modern personal loan apps in India.
| KreditBee Loan | Details |
|---|---|
| Loan Amount | ₹6,000–₹10,00,000 |
| Interest Rate | 12%–28.5% p.a. |
| Processing Fee | Up to 5.1%+GST |
| Tenure | 6–60 Months |
| Min Income | ₹10,000/month |
| Eligibility | 21+ Years |
| Contact Number | 080-44292200 |
| help@kreditbee.in |
What is a 7 Days Loan App?
A 7 days loan app is a short-term emergency loan app that gives instant cash using just Aadhaar and PAN, with no paperwork or branch visit. Repayment is due within 7 to 15 days.
Many borrowers search for a 7 to 15 days loan app free of hidden charges, but always read the full fee schedule before applying. Interest rates are high, and missing repayment hurts your CIBIL score. Always verify the app is operated by an RBI-registered NBFC before borrowing.
Key Features of Loan 7 Days for Personal Loan
Here is what makes a 7 days loan app different from a regular bank loan.
- Instant Disbursal: Money credited to your bank account within minutes of approval.
- 100% Digital Process: Apply, verify, and get approved entirely on your phone.
- Minimal Documents: Only Aadhaar, PAN, and bank account details required.
- No Collateral: Fully unsecured loan, no property or guarantor needed.
- Flexible Loan Amount: Borrow from ₹500 to ₹10 lakh based on your profile.
- Short Repayment Tenure: Repay within 7 to 30 days or in easy EMIs up to 60 months.
- 24/7 Availability: Apply anytime, including weekends and holidays.
Eligibility Criteria for 7 Days Loan App
Most apps in this 7 days loan app list in India require the following basic eligibility.
- Age: 18 to 65 years
- Citizenship: Indian resident with valid Aadhaar and PAN
- Employment: Salaried, self-employed, or student (varies by app)
- Minimum Income: ₹10,000 per month (some apps have no income requirement)
- CIBIL Score: 600 or above preferred; some apps offer loans without CIBIL score
- Bank Account: Active savings account with net banking enabled
Interest Rate of 7 Day Loan Application
Interest rates vary across apps in this 7 days loan apps list. Here is a quick overview.
- Lowest Rate: Starting from 9.9% p.a. (Navi, Aditya Birla Capital)
- Average Rate: 18% to 36% p.a. for most short-term loan apps
- Highest Rate: Up to 160% APR for very short tenure micro loans
- Processing Fee: 0% to 10% of loan amount depending on the lender
- Penalty: Late repayment attracts additional charges and impacts CIBIL score
Always compare the total cost of borrowing, not just the interest rate, before choosing a best 7 days loan app.
How Much Loan Can You Get from 7 Days Loan Apps?
The loan amount in a 7 days loan app list in India varies by app. Using a trusted instant loan app, you can get anywhere from ₹500 to ₹20 lakh depending on your CIBIL score, income, and the lender.
For short-term loan 7 days options with quick disbursal, most apps offer between ₹500 to ₹1,50,000. For larger personal loans with longer tenure, apps like Navi and Aditya Birla Capital go up to ₹20 lakh and ₹40 lakh respectively.
Top 20 - 7 Days Loan App List Without CIBIL Score
A low or zero CIBIL score does not always mean rejection. Several RBI-registered lenders in this 7 days loan app list without CIBIL score approve borrowers based on monthly income, bank statement, and employment type rather than credit history alone.
If you are looking for a 500 cibil loan app, options like SmartCoin and RupeeRedee accept scores as low as 500, making them accessible even for thin-file borrowers.
This makes them a practical option for first-time borrowers, students, and self-employed individuals who need urgent funds but have a thin credit file.
| # | Loan App | Loan Amount | CIBIL Score | Interest Rate |
|---|---|---|---|---|
| 1 | KreditBee | ₹1,000–₹10,00,000 | Low CIBIL (600+) | 12%–28.5% p.a. |
| 2 | mPokket | ₹500–₹30,000 | No CIBIL Score | 18%–36% p.a. |
| 3 | Fibe (EarlySalary) | ₹8,000–₹5,00,000 | No CIBIL Score | 16% p.a. |
| 4 | CASHe | ₹50,000–₹3,00,000 | Low CIBIL (600+) | 18%–36% p.a. |
| 5 | NIRA | ₹5,000–₹1,50,000 | No CIBIL Score | 24%–36% p.a. |
| 6 | SmartCoin | ₹1,000–₹70,000 | Low CIBIL (500+) | Up to 30% p.a. |
| 7 | FlexSalary | ₹4,000–₹3,00,000 | No CIBIL Score | 18%–54% p.a. |
| 8 | Kissht | ₹10,000–₹5,00,000 | Low CIBIL (600+) | 6%–36% p.a. |
| 9 | StashFin | ₹1,000–₹5,00,000 | Low CIBIL (600+) | 11.99%–59.99% p.a. |
| 10 | MoneyTap (Freo) | ₹3,000–₹5,00,000 | No CIBIL Score | 12%–36% p.a. |
| 11 | Dhani | ₹1,000–₹15,00,000 | Low CIBIL (600+) | 13.99% p.a. |
| 12 | RapidRupee | ₹1,000–₹60,000 | Low CIBIL (550+) | 12%–36% p.a. |
| 13 | PayMe India | ₹5,000–₹1,00,000 | Low CIBIL (600+) | 18%–30% p.a. |
| 14 | HomeCredit | Up to ₹5,00,000 | Low CIBIL (550+) | 19.2%–56% p.a. |
| 15 | NoBroker InstaCash | ₹5,000–₹10,00,000 | No CIBIL Score | 12.99%–24% p.a. |
| 16 | Pocketly | ₹500–₹20,000 | No CIBIL Score | 18%–36% p.a. |
| 17 | Jupiter | Up to ₹5,00,000 | Low CIBIL (600+) | 12%–18% p.a. |
| 18 | Zype | ₹1,000–₹5,00,000 | Low CIBIL (600+) | 18%–36% p.a. |
| 19 | RupeeRedee | ₹2,000–₹1,50,000 | Low CIBIL (500+) | 2.5%–3%/month |
| 20 | PayRupik | ₹1,000–₹50,000 | Low CIBIL (550+) | Up to 35% p.a. |
1. KreditBee - 7 Days Loan App List Apk
KreditBee leads this Top 20 list for a reason: it welcomes both salaried and self-employed applicants with a CIBIL score as low as 600, something many traditional lenders won't touch.
Operated by Krazybee Services Pvt. Ltd., an RBI-registered NBFC, it lends ₹6,000 to ₹10,00,000 at 12% to 28.5% per annum.
The fully digital process, minimal paperwork, and flexible tenure make it a dependable first stop for urgent short-term cash needs.
This app is available on Playstore with 10M+ downloads & rating of 4.3.
| KreditBee Loan | Details |
|---|---|
| Loan Amount | ₹6,000–₹10,00,000 |
| Interest Rate | 12%–28.5% p.a. |
| Processing Fee | Up to 5.1%+GST |
| Tenure | 6–60 Months |
| CIBIL Score | 600 and above |
| Eligibility | 21+ Years |
| Contact Number | 080-44292200 |
2. mPokket - 7 Days Loan App List for Students & Salaried
mPokket stands out in this 7 days loan app list for turning student ID cards and modest salary slips into real borrowing power. Backed by RBI-registered mPokket Financial Services, it hands out ₹1,000 to ₹2,00,000 at 1.58% to 3% monthly interest, with processing fees starting near ₹37.5 plus GST.
Credit history isn't mandatory, so freshers, interns, and gig workers with a valid ID often qualify within hours.
This app is available on Playstore with 10M+ downloads and a rating of 4.2.
| mPokket Loan | Details |
|---|---|
| Loan Amount | ₹1,000–₹2,00,000 |
| Interest Rate | 1.58%–3%/month |
| Processing Fee | ₹37.5+18% GST onwards |
| Tenure | 6–24 Months |
| CIBIL Score | Not mandatory |
| Eligibility | 18+ Years (Students & Salaried) |
| Contact Number | 033-6645 2400 |
3. Fibe (EarlySalary) - 7 Day Loan Application for Salaried Employees
Fibe, formerly known as EarlySalary, has built its reputation on bridging the gap between paydays for working professionals.
Loans through this RBI-registered NBFC partner network run from ₹8,000 to ₹5,00,000, with interest starting around 16% per annum and zero foreclosure charges. Disbursal typically lands in your account within 24 hours.
Salaried applicants with a stable income history usually find approval faster than with traditional bank loans.
This app is available on Playstore with 10M+ downloads & a rating of 4.5.
| Fibe Loan | Details |
|---|---|
| Loan Amount | ₹8,000–₹5,00,000 |
| Interest Rate | 16%–30% p.a. |
| Processing Fee | 3%–3.5%+GST |
| Tenure | 3–36 Months |
| Foreclosure Charges | Zero |
| Eligibility | Salaried, 21–55 Years |
| Contact Number | 020-6763-9797 |
| care@fibe.in |
4. CASHe - 7 Days Loan App List Without CIBIL Score
CASHe takes a different route to approval, relying on its own Social Loan Quotient instead of just a credit bureau score.
Operated by Bhanix Finance and Investment Ltd, an RBI-registered NBFC, it offers ₹7,000 to ₹3,00,000 at a reducing interest rate from 2.79% per month.
Salaried individuals earning ₹40,000 or more monthly, aged 21 and above, typically get funds within a day of document verification.
This app is available on Playstore with 10M+ downloads and a rating of 4.3.
| CASHe Loan | Details |
|---|---|
| Loan Amount | ₹7,000–₹3,00,000 |
| Interest Rate | 2.79%/month onwards |
| Processing Fee | 2.5%–3%+GST |
| Tenure | 9–18 Months |
| Min Income | ₹40,000/month |
| Eligibility | 21+ Years, Salaried |
| Lending Partner | Bhanix Finance & Investment Ltd |
5. NIRA - 7 Days Loan App List for Salaried Professionals
NIRA connects borrowers with multiple RBI-registered NBFC and bank partners, including Muthoot Finance and IIFL Finance, rather than lending directly.
The platform offers ₹5,000 to ₹1,00,000 at 24% to 36% annual interest on a reducing balance, with repayment stretched over 3 to 24 months.
A monthly salary of at least ₹12,000 and an age between 21 and 55 years form the basic eligibility bar.
This app is available on Playstore with 10M+ downloads and a rating of 4.1.
| NIRA Loan | Details |
|---|---|
| Loan Amount | ₹5,000–₹1,00,000 |
| Interest Rate | 24%–36% p.a. |
| Processing Fee | Up to 7%+GST |
| Tenure | 3–24 Months |
| Min Income | ₹12,000/month |
| Eligibility | 21–55 Years |
| Lending Partners | Muthoot Finance, IIFL Finance & others |
6. SmartCoin (Olyv) - 7 Days Loan App List Apk
SmartCoin, now rebranded as Olyv, remains a familiar name for anyone hunting a 7 days loan app list without CIBIL score in India.
It partners with RBI-registered NBFCs like Northern Arc Capital and InCred Financial Services to disburse ₹1,000 to ₹5,00,000, with interest starting near 18% per annum.
Salaried and self-employed applicants aged 21 to 55 with a minimum monthly income of ₹13,000 can apply directly through the app.
This app is available on Playstore with 10M+ downloads and a rating of 4.7.
| SmartCoin (Olyv) Loan | Details |
|---|---|
| Loan Amount | ₹1,000–₹5,00,000 |
| Interest Rate | 18%–36% p.a. |
| Processing Fee | 3%+GST |
| Tenure | 2–24 Months |
| Min Income | ₹13,000/month |
| Eligibility | 21–55 Years |
| Lending Partners | Northern Arc Capital, InCred & others |
7. FlexSalary - 7 Days Loan App List Apk
FlexSalary earns its place in this 7 days loan app list by offering a revolving credit line instead of a one-time loan.
Backed by Vivifi India Finance Private Limited, an RBI-registered NBFC, it sanctions credit lines up to ₹3,00,000 at 18% to 42% per annum, with interest charged only on the amount withdrawn.
Applicants need a minimum monthly income of ₹8,000, making it one of the more accessible 7 day loan application options for early-career earners.
This app is available on Playstore with 5M+ downloads and a rating of 4.0.
| FlexSalary Loan | Details |
|---|---|
| Loan Amount | Up to ₹3,00,000 |
| Interest Rate | 18%–42% p.a. |
| Processing Fee | Up to 5%+GST |
| Tenure | 10–36 Months |
| Min Income | ₹8,000/month |
| Eligibility | 21+ Years |
| Lending Partner | Vivifi India Finance Pvt. Ltd. |
8. Kissht - 7 Days Loan App List In India
Kissht has built a reputation among 60 million-plus users in this best 7 days loan app list, routing applications through RBI-registered NBFC partners such as Si Creva Capital Services and Northern Arc Capital.
Loan amounts range from ₹10,000 to ₹5,00,000 at 12% to 36% annual interest, disbursed within minutes once digital KYC clears.
Salaried and self-employed applicants aged 21 to 60 with a monthly income of ₹15,000 or more can apply directly through the app.
This app is available on Playstore with 10M+ downloads and a rating of 4.3.
| Kissht Loan | Details |
|---|---|
| Loan Amount | ₹10,000–₹5,00,000 |
| Interest Rate | 12%–36% p.a. |
| Processing Fee | Up to 5% |
| Tenure | 6–60 Months |
| Min Income | ₹15,000/month |
| Eligibility | 21–60 Years |
| Lending Partners | Si Creva Capital & others |
9. StashFin - 7 Days Loan App List Without CIBIL Score
StashFin stands out in this 7 days loan app list without CIBIL score for its flexible line-of-credit model, where interest applies only to the amount drawn, not the full sanctioned limit.
Operated by Akara Capital Advisors Private Limited, an RBI-registered NBFC, it offers credit lines up to ₹5,00,000, with rates starting near 11.99% per annum and a 0% interest window for the first 30 days.
Indian citizens above 18 with a steady income source can apply through a fully digital process.
This app is available on Playstore with 10M+ downloads and a rating of 4.4.
| StashFin Loan | Details |
|---|---|
| Loan Amount | ₹10,000–₹5,00,000 |
| Interest Rate | 11.99%–36% p.a. |
| Processing Fee | 2.85%+GST (Platform) |
| Tenure | 3–42 Months |
| Min Income | As per policy |
| Eligibility | 18+ Years |
| Lending Partner | Akara Capital Advisors Pvt. Ltd. |
10. MoneyTap (Freo) - 7 Day Loan Application
MoneyTap, now rebranded as Freo, closes out this real 7 days loan app list with a credit-line format built for salaried employees who want repeat access to funds without reapplying each time.
Backed by its own NBFC license along with partners like SMFG India Credit and InCred Capital Financial Services, it approves credit lines up to ₹5,00,000 at 12% to 36% annual interest.
A minimum monthly salary of ₹30,000 is required, so it suits established earners more than first-time borrowers.
This app is available on Playstore with 5M+ downloads and a rating of 4.1.
| MoneyTap (Freo) Loan | Details |
|---|---|
| Loan Amount | ₹3,000–₹5,00,000 |
| Interest Rate | 12%–36% p.a. |
| Processing Fee | 0%–7% |
| Tenure | 3–36 Months |
| Min Income | ₹30,000/month |
| Eligibility | Salaried Employees |
| Lending Partners | SMFG India Credit, InCred & others |
11. Dhani - 7 Days Loan App List Without CIBIL Score
Dhani earns its spot in this 7 days loan app list without CIBIL score with a credit-line style personal loan built for fast, short-term cash needs.
Operated by Dhani Loans and Services Limited (formerly Indiabulls Consumer Finance), an RBI-registered NBFC, it lends ₹1,000 to ₹15,00,000 at 13.99% per annum onwards.
Indian citizens above 21 years with a stable monthly income can apply through a fully digital, paperless process, with funds disbursed directly to the bank account.
This app is available on Playstore with 50M+ downloads and a rating of 4.2.
| Dhani Loan | Details |
|---|---|
| Loan Amount | ₹1,000–₹15,00,000 |
| Interest Rate | 13.99%–30% p.a. |
| Processing Fee | Up to 2%+GST |
| Tenure | 3–24 Months |
| Min Income | As per policy |
| Eligibility | 21+ Years |
| Lending Partner | Dhani Loans and Services Ltd. |
12. RapidRupee
RapidRupee earns its spot in this 7 days loan app list without CIBIL score as a small-ticket loan app for salaried and self-employed Indians.
It offers ₹500 to ₹20,000 with just Aadhaar, PAN and a selfie, through RBI-registered NBFCs Bee Pee Jay Finance and Yuvaraj Finance.
This app is available on Playstore with 10L+ downloads and a rating of 4.4.
| RapidRupee Loan | Details |
|---|---|
| Loan Amount | ₹500–₹20,000 |
| Interest Rate | 12%–36% p.a. |
| Processing Fee | Starts from ₹99 |
| Tenure | 61 Days–12 Months |
| Min Income | As per policy |
| Eligibility | 18+ Years |
| Lending Partner | Bee Pee Jay & Yuvaraj Finance |
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7 Days Loan App List Related FAQs
1. What is a 7 Days Loan App?
A 7 days loan app is a short-term emergency loan application that disburses funds within minutes using just Aadhaar and PAN, with no paperwork or branch visit. Repayment is due within 7 to 15 days. Always verify the app is operated by an RBI-registered NBFC before borrowing.
2. Which is the instant loan app for 7 days?
KreditBee, Navi, and PaySense are the best instant loan apps for 7 days with same-day disbursal and RBI-registered NBFC backing.
3. Can I get a 7 days loan without CIBIL score?
Yes, some apps in the 7 days loan app list in India like Branch and PayRupik offer loans with low or no CIBIL score requirement. However, interest rates may be higher for borrowers with no credit history.
4. How to get ₹3,000 urgently?
Download Branch or PayRupik, complete Aadhaar-PAN KYC, and get ₹3,000 credited to your bank account within minutes.
5. How to get ₹10,000 loan urgently?
You can get an instant loan of ₹10,000 urgently through KreditBee, PaySense, or Navi. Download any of these apps from the 7 days loan app list, complete your KYC, and get disbursal within minutes.
6. How to get 20,000 rupees immediately?
Apply on KreditBee, MoneyView, or LazyPay with basic KYC. These verified apps disburse ₹20,000 instantly after approval.
7. Can I get a loan for 7 days?
Yes, you can take a short-term loan for 7 days. From the above-mentioned loan apps, you can get a loan within 7 days — just check eligibility and repayment terms carefully.
8. How to verify if a 7 days loan app is safe?
Check if the app is operated by an RBI-registered NBFC or bank. Verify on the RBI website, read Play Store reviews, and avoid apps that ask for upfront fees before disbursement.
9. Which is the best 7 Days Loan App in India?
Navi and Aditya Birla Capital are the best for low interest rates. KreditBee and LazyPay are best for fast approval. Branch is best for zero processing fee.
Conclusion -
This 7 days loan app list covers only verified, RBI-compliant apps with fast disbursal and transparent charges. Always read the repayment terms before applying on any best 7 days loan app. A 7 day loan application helps in emergencies, but borrow only what you can repay on time.
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