Are you a student looking for 500 rs loan and searching for such loan apps online that provide instant approval without salary slip or credit score? Here, I am giving information about these 500 loan apps.
If you’re thinking, I need 500 rupees loan urgently, there’s no need to worry anymore.
In today’s digital world, several trusted 500 Rs loan apps allow you to get a 500 Rs loan online without salary proof.
These apps are designed for non-salaried users, helping you access quick cash easily and conveniently.
Also Read - Small Loan App
With these apps, you can apply for an urgent ₹500 loan online, and the approval process is usually very fast.
To get a 500 Rs loan online you only need to meet basic eligibility criteria, and the documentation required is minimal.
Whether it’s an emergency expense or a small unexpected cost, these apps provide the perfect solution for instant financial needs.
The facility of 500 Rs loan online without salary ensures that you get immediate cash during any urgent situation, reducing stress and hassle.
Although countless loan apps on the Play Store claim to provide instant loans, 95% of them reject applications if you have a low credit score or no salary slip.
But if you are thinking, I need 500 rupees loan urgently, this article will guide you about 500 Rs loan online.
I have personally tested these apps when my friend asked me, I want 1000 rupees loan urgently.
So, without thinking, I mentioned the instant branch loan app, which starts from a minimum of 500 rupees and sends money to your bank account within 24 hours.
Its main feature is that it provides loans using only an Aadhaar card and PAN card
.The best part about these apps is that they do not require salary proof; they simply verify your PAN card and Aadhaar to provide the loan.
Also Read - Small Cash Loan on Aadhar Card Also Read - HDFC Loan AppI Need 500 Rupees Loan Urgently - 500 Rs Loan Online Without Salary Proof – Best Apps
With these 500 Rs Loan Online Without Salary options, you can get ₹500 online in just 2 minutes. I am sharing this information because I have personally checked these apps.
That’s why, for those who urgently need 500 rupees, in this article I am going to explain about online loan without salary slip so that you can easily get loans of 500, 1000, and even 2000 rupees.
In addition, once you download the loan apps given below, you will also get proper support.
1. Branch - 500 rs loan for students
Branch app offers quick personal loans with a fully digital process, and 500 rs loan app apk is one of the most trusted instant loan apps in India. No salary slip required, and funds are transferred instantly into your bank account.
Branch uses AI-based credit scoring to approve loans within minutes, making it perfect for students, freelancers, and self-employed individuals looking for 500 rs loan online without salary. The app has served over 5 million+ users in India and is registered with RBI.
You can get instant approval without any paperwork, collateral, or guarantor. Branch also offers a credit line facility where you can borrow multiple times after repaying your first loan. The app is 100% secure with bank-level encryption to protect your personal data.
Key Features: No salary slip needed • Instant disbursal • AI-based approval • No collateral required • Flexible repayment • Credit line facility • RBI registered NBFC
| Loan Details | Information |
|---|---|
| Loan Amount | ₹500 to ₹50,000 |
| Interest Rate | 15% to 34% per annum |
| Loan Tenure | 62 days to 15 months |
| Processing Fee | Nil to 2% |
| Approval Time | Instant (within 5 minutes) |
| Disbursal Time | Within 1-2 hours |
| Eligibility | Age 18+, Indian resident |
2. PayRupik - I Need 500 Rupees Loan Urgently
True Balance, now known as PayRupik, provides instant cash loans with minimal documents and is popular for emergency financial needs. This RBI-registered NBFC has helped over 10 million+ users get quick loans.
The app allows users to borrow small amounts quickly and repay through easy EMIs. True Balance offers a revolving credit line facility where users can withdraw funds multiple times up to their approved limit without reapplying.
The app is highly rated for its user-friendly interface, quick customer support, and transparent fee structure with no hidden charges. It requires only basic KYC documents like Aadhaar and PAN card, making it accessible to students, gig workers, and self-employed individuals.
Key Features: 10M+ users • RBI registered • Revolving credit line • No hidden charges • Instant approval • Minimal documentation • Safe and secure
| Loan Details | Information |
|---|---|
| Loan Amount | ₹1,000 to ₹50,000 |
| Interest Rate | 12% to 36% per annum |
| Loan Tenure | 62 days to 6 months |
| Processing Fee | Up to 5% |
| Approval Time | Within 10 minutes |
| Disbursal Time | Within 24 hours |
| Eligibility | Age 18-65, Indian citizen |
3. Get It Now Loan App - 500 Rupees Loan Urgently
Get It Now (GIN) is an RBI-registered instant loan app designed for quick approvals and same-day disbursal. The entire process is 100% digital, paperless, and suitable for both salaried and non-salaried users including students.
The app offers flexible repayment options and does not require any collateral, guarantor, or salary slips. Get It Now uses advanced technology to assess creditworthiness based on digital footprints and banking behavior, allowing even first-time borrowers to access loans easily.
The app has a simple 3-step application process: Download → KYC → Get Money. It is particularly useful for covering unexpected expenses like medical bills, travel emergencies, or urgent repairs. GIN provides 24/7 customer support and ensures complete data security.
Key Features: RBI registered • 100% online • No salary slip • Student-friendly • Same-day disbursal • 24/7 support • Secure platform
| Loan Details | Information |
|---|---|
| Loan Amount | ₹500 to ₹50,000 |
| Interest Rate | 18% to 30% per annum |
| Loan Tenure | 91 days to 12 months |
| Processing Fee | Nil to 3% |
| Approval Time | Within 15 minutes |
| Disbursal Time | Same day |
| Eligibility | Age 18+, students & salaried |
4. mPokket - 500 rs Loan for Students Online Without Salary
mPokket is extremely popular among students and young professionals for instant small loans and is trusted by over 15 million+ users across India.
It offers easy KYC, fast disbursal, and short-term borrowing options, making it a top choice for urgent cash needs.
The app is designed specifically for young Indians aged 18-35 who need quick financial support for education fees, hostel expenses, travel, shopping, or personal emergencies.
mPokket does not require credit history, salary slips, or income proof, which makes it highly accessible to college students and fresh graduates. The repayment process is simple with flexible EMI options that fit a student's budget.
mPokket is registered with RBI and follows all regulatory guidelines to ensure safe and secure borrowing.
Key Features: 15M+ users • Student-focused • No credit history needed • Flexible EMI • Quick disbursal • RBI compliant • Zero paperwork
| Loan Details | Information |
|---|---|
| Loan Amount | ₹500 to ₹20,000 |
| Interest Rate | 24% to 36% per annum |
| Loan Tenure | 61 days to 6 months |
| Processing Fee | 2% to 5% |
| Approval Time | Instant (within 5 minutes) |
| Disbursal Time | Within 10 minutes |
| Eligibility | Age 18-35, students & professionals |
5.CashBean Loan App - 500 Rupees Instant Loan
CashBean allows you to borrow small-ticket loans online within minutes with its smooth app interface and instant approval system. The borrowing process is completely hassle-free for users across India.
CashBean offers a revolving credit line, meaning once you repay your loan, you can borrow again without going through the application process. The app is known for its transparent fee structure with no hidden charges and clear repayment schedules.
It is RBI-compliant and ensures complete data privacy with advanced encryption technology. CashBean is ideal for working professionals, freelancers, and small business owners who need quick cash for business expenses, medical emergencies, or personal needs.
The app provides instant credit decisions and same-day fund transfer to your bank account.
Key Features: Revolving credit • Transparent fees • RBI compliant • Instant decision • Same-day transfer • No hidden charges • Data secure
| Loan Details | Information |
|---|---|
| Loan Amount | ₹1,000 to ₹60,000 |
| Interest Rate | 18% to 33% per annum |
| Loan Tenure | 91 days to 12 months |
| Processing Fee | Up to 4% |
| Approval Time | Within 10 minutes |
| Disbursal Time | Same day |
| Eligibility | Age 21-58, salaried/self-employed |
6. KreditBee - I Need 500 Rupees Loan Urgently
KreditBee is one of India's leading and most trusted loan platforms offering quick loans for students, professionals, and self-employed users with instant bank transfer.
The app has served over 10 million+ satisfied customers across India. KreditBee provides instant loans with minimal documentation, flexible repayment options, and competitive interest rates.
The app offers credit-building opportunities for first-time borrowers and helps improve their credit score over time through timely repayments. KreditBee also provides personalized loan offers based on user profile, income, and repayment history.
The platform is RBI-registered and uses advanced AI technology for instant credit assessment. With KreditBee, you can get higher loan amounts with longer tenure options compared to other apps.
Key Features: 10M+ customers • Higher loan limits • Credit score building • AI-powered • Flexible tenure • RBI registered • Trusted platform
| Loan Details | Information |
|---|---|
| Loan Amount | ₹1,000 to ₹3,00,000 |
| Interest Rate | 16% to 29.95% per annum |
| Loan Tenure | 62 days to 24 months |
| Processing Fee | 2% to 5% |
| Approval Time | Instant (within 3 minutes) |
| Disbursal Time | Within 24 hours |
| Eligibility | Age 21-60, all professions |
7. Bajaj Finserv Loan App - Get 500 Rs Loan Instantly
Bajaj Finserv provides one of the most trusted and reliable loan services in India with higher loan limits and lowest EMIs, making it ideal for both planned and emergency financial needs.
The company has over 50+ years of experience in financial services and is backed by the Bajaj Group's legacy. Bajaj Finserv offers pre-approved loans to existing customers with instant approval.
The app provides a wide range of loan products including personal loans, business loans, home loans, and consumer durable loans. The approval process is quick and professional, with funds transferred within 24 hours.
It is suitable for individuals looking for larger loan amounts with longer repayment tenure of up to 60 months and highly competitive interest rates. Bajaj Finserv is an RBI-registered NBFC with the highest credit rating.
Key Features: 50+ years legacy • Pre-approved loans • Lowest interest rates • Higher limits • 60-month tenure • RBI registered • Trusted brand
| Loan Details | Information |
|---|---|
| Loan Amount | ₹5,000 to ₹25,00,000 |
| Interest Rate | 12% to 24% per annum |
| Loan Tenure | 3 months to 60 months |
| Processing Fee | Up to 4% |
| Approval Time | Within 5 minutes |
| Disbursal Time | Within 24 hours |
| Eligibility | Age 23-58, salaried/self-employed |
brance loan app and mpokket app are specially designed for students, so you should download them first.
To know how much EMI you will have to pay for any loan app, use our powerful tool EMI Repayment Calculator. With its help, you can instantly find out how much repayment you will need to make.
I Need 1000 Rupees Loan Urgently
If ₹500 isn’t enough, many apps offer higher amounts like urgent ₹1,000 loans without salary, ₹5,000 loans without income proof, or even instant ₹10,000 loan without salary slips. Here’s a quick comparison:
| Loan Amount | Interest Rate | Tenure | Loan App |
|---|---|---|---|
| ₹1,000 | 14–36% p.a. | 1–6 months | Moneyview, KreditBee |
| ₹5,000 | 14–30% p.a. | 3–18 months | Bajaj Markets, Zype |
| ₹10,000 | 15–28% p.a. | 6–24 months | KreditBee, Moneyview |
| ₹30,000 | 16–30% p.a. | 6–36 months | Bajaj Markets, Lendbox |
For larger amounts like 30,000 loans without income proof or 50,000 loans without salary slips, lenders may ask for alternative income proof (e.g., rental income, business profits) or a guarantor. Always check the lender’s terms before applying.
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Benefits of Urgent Cash Loans Without Salary Slips
Opting for an emergency loan without salary proof has several advantages, especially for non-salaried individuals.
- Fast Disbursal: Get funds in as little as 5 minutes for urgent needs.
- Minimal Documentation: Only Aadhaar, PAN, and sometimes bank statements are needed.
- No Collateral: These are unsecured loans, so no assets are required.
- Flexible Repayment: Choose tenures from 1 month to a year, based on your budget.
- Accessible to All: Ideal for students, freelancers, homemakers, or those with irregular income.
Warning: High interest rates (14–36% p.a.) can make even small loans costly if not repaid on time. Always borrow only what you can repay comfortably.
Risks and Precautions When Applying for No Salary Slip Loan Apps
While small loan apps in India are convenient, they come with risks. Here’s how to stay safe.
- Avoid Fake Apps: Apps promising instant 50,000 loans without income proof and CIBIL are often fraudulent. Stick to RBI-approved platforms.
- Check RBI Registration: Verify the lender’s RBI license on their website or the RBI’s official portal.
- Read Reviews: Look for user feedback on Google Play or Apple Store to spot red flags like hidden fees.
- Beware of High Rates: Some apps charge up to 36% p.a. or add processing fees (e.g., ₹500 + GST). Compare terms before signing.
- Protect Your Data: Never share OTPs or sensitive bank details with unverified apps.
Red Flag: If an app asks for upfront fees before disbursal, it’s likely a scam. Legitimate lenders deduct fees from the loan amount.
Alternatives to Urgent ₹500 Loans Without Salary Proof
If you’re hesitant about borrowing, consider these alternatives for I need 500 rupees loan urgently situations.
- Borrow from Friends/Family: A small ₹500–₹1,000 loan from loved ones is interest-free.
- Pawn Shops: Pledge small valuables like gold jewelry for quick cash.
- Government Schemes: Some NGOs or government programs offer micro-loans without income proof for entrepreneurs or low-income groups.
- Credit Card Cash Advance: If you have a credit card, withdraw ₹500–₹2,000 instantly (note high interest rates).
For slightly higher amounts like how to get 2k instantly or urgent ₹1,000 loan without salary, apps like Lendbox or Pocketly offer peer-to-peer lending with flexible terms.
500 Rupees Loan Urgently Related FAQs
1. How to get 500 RS instantly?
If you want to get a 500 Rs loan instantly/b> and your CIBIL score is not good, you can download the Branch App without any second thought and get it easily through a simple process.
2. Can you get a loan with 500?
Yes, the Branch App is the best option for a 500 Rs loan. Those who need 500 rupees can easily get it from this 500 rupee loan app within 5 minutes. Many of my friends have also taken loans from this app.
3. Can I get a 2000 loan instantly?
mPokket app, PayRupik and GetItNow offer Instant Loan App services, but here your CIBIL score must be good and they require your salary slip or bank passbook (last 6 months' statement).
Conclusion -
I tested multiple instant loan platforms to find safe options for small emergency credit. RBI-approved services are more reliable for quick loans without salary proof.
Before applying through 500 Rs loan apps, read the terms carefully, avoid unverified apps, and borrow only what you can comfortably repay on time.
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